chase recon myfico

These cookies ensure basic functionalities and security features of the website, anonymously. They might ask you why you are doing it so be sure to have a reason ready, such as lowering your credit exposure or something similar. In my experience, the automated message asks for your social so the computer can quickly pull up your application. . rabadipscavern 2 yr. ago. After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. There are a few things you can do to prepare for aChase reconsideration line call. Many factors affect your FICO Scores and the interest rates you may receive. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. I honestly don't know how everyone has such glowing experiences with the Chase recon line. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). This information may be different than what you see when you visit a financial institution, service provider or specific products site. (800) 645-7240 Business Application Status and Reconsideration Line In 2018, Chase implemented limitations for the Sapphire family of credit cards. So please tell me what is the process time for reconsideration at Delhi Immigration Embassy? I've gotten this email when applying for a chase business card. The 3 month window begins as soon as you are approved for the card. I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. Your number to check the status is useless. Phone call to Chase? This information may be different than what you see when you visit a financial institution, service provider or specific products site. Her credit scores on all 3 are around 815-820. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This isn't always possible. (877) 721-9405 Personal Application Status Line If you are pleasant and polite, you'll have a better chance of getting approved. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. I recently applied for the chase freedom and was denied due bk. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. Do you ask for a higher limit? When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. I though. This is great. Reconsideration (Personal): 888-270-2127 Link for Amex application status is incorrect, takes you to a BoA website. The cookie is used to store the user consent for the cookies in the category "Other. (866) 408-4064 Credit Line Questions, Capital One Telephone: 1-877-470-9042 Chase offers some of the best travel rewards credit cards out there. Please call us at 1-800-567-1083 if you'd like us to review our decision. For example, you can sign up for a Chase Freedom card and earn an intro bonus. See my special tips for business calls further below. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi All FICO Score products made available on myFICO.com include a FICO . We also use third-party cookies that help us analyze and understand how you use this website. was it easy to talk to them to get things approved? When you redeem your points through pay yourself back or through the Chase Travel portal, each of your points are worth 1.25 cents per point, leaving you with a whopping $1,250 towards travel.. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. EDIT: Thanks to whoever gilded me! If you lower them too much, you may not have any credit to shift around for your approval. Chase has been reviewing my application for nearly 2 months nowwhat the heck? I put that in and they say their records do not match that number. Chase Reconsideration Request Tips: I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. I will give them a try on monday. Chase recon line today after being denied of a CLI. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Our opinions are our own. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Thank you to everyone who posted! Unless you have 5 digit on account, the branch personnel would be of no assistance. Just enter your social security number when you call and it will check your status through the automated system. A place to discuss credit cards to profit from sign-up offers. The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? The cookies is used to store the user consent for the cookies in the category "Necessary". Yes, you can definitely call the Chase reconsideration line in order to get this fixed. I was approved for the amex platinum card about almost 2 months ago. Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. Hi! This site is protected by reCAPTCHA and the Google This is the one drawback to lowering your credit limits before you apply. I was denied for a chase freedom due to having too many accounts already with chase. Thank you for the information. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Maybe you could add this to your flowchart. I'm just curious when to cancel the card and get my deposit back? You have already been told no, it cannot get any worse. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. (Note: this is accurate as of March 22, 2016.) You just need a solid argument and a pleasant demeanor. We may be compensated when you click on links from one or more of our advertising partners. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. It should ask you to enter your Social Security number to check your application status, and then will let you know whether your application has been processed. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. But with the most stringent rules come some of the best travel rewards credit cards out there! So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. I used to be one of the human recon people at Chase. If youre just applying for a personal credit card, this will be easier than if you were calling about a business credit card, but you should still be prepared. 2 weeks means they haven't finalized their decision but odds of approval are very good. Please extend the fourteen days limit as Tuesday is the only my day off. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. This influences which products we write about and where and how the product appears on a page. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. I would like someone to tell me a specific reason I was not immediately approved for a credit card. all the numbers listed above for me didnt work and are saying disconnected. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. I called just after 5pm ET and received a message that they were closed. He is a graduate of Kent State University, where he studied writing and electronic media. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. Obligations. Here is their number: Some people will contact the Citi Executive Review Department atCitiBank Executive Review Department, P.O. Banks want to retain profitable customers. Approved.Card is on the way! Click here to check them out! Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. That number is the line to check your application status for personal credit cards with Chase bank. I've done a lot of lurking here over the years tho. Reconsideration: 866-408-4064. Its best to call within 30 days of denial. This one is a bit less well-known than the 5/24 rule. If you call in to the automatic status checker and hear that youll be notified within 30 days, that just means that your application is still in limbo. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Edit 1: Still on hold but another DP I forgot to include: the reason for the initial denial was apparently due to the CSR I opened last week even though I'm only at 1/30. Checking in live from on hold with biz recon. You can check your application status online if you are already a Chase customer. How long will it take for the card to ship? I had to pay $300 to have a $300 limit. Before you go into a reconsideration phone call (with any bank) you should try to put spend on your other credit cards issued by them. I've done this successfully with Wells Fargo. For business applications, call 800-453-9719. Thanks! Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Stockton. Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. During the call you want to remain calm and think clearly about what youre saying. But note that these agents can usually see the last time you called in and the notes on that conversation. Ive never done this but apparently others have had success. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Oh boy. If you'd like to add a comment to this article and share your valuable feedback and opinions, please At the end of the day, youre just talking to a credit analyst in private phone conversation so theres really no need to be nervous. Be nice. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. Great Info! Banks want to retain profitable customers. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Privacy Policy and Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. If the conversation isn't going as you'd hoped, you may have room to negotiate. He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. So how do we make money? Banks want to retain profitable customers. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. That rep is feeding you a load of crap. Admin: Click to access the administration module of Resource Online. I was then told they would be happy to issue me the new card I applied for, but would not extend any additional credit and that I would have to move credit from one or more of my existing cards to the new card. FTC's website on credit. I believe its too early to tell. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. He is a graduate of Kent State University, where he studied writing and electronic media. Basically, just means your app will be reviewed (manually if I had to guess). I've only opened a discover it card. I didn't call and was approved a day later. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line Out of curiosity, what CL amount was the card approved? Are you able to confirm the number above is legitimate? It usually takes 7-10 business days for a new card to arrive. If you've been a long-time customer, remind. Many factors affect your FICO Scores and the interest rates you may receive. Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card. (877) 721-9405 Personal Application Status Line Thanks for letting us know that the strategies worked. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. For more information on our advertisers, see here. LatterManufacturer65 . Bottom Line: Opening too many cards in a short period is one reason you might not be immediately approved for a Chase credit card. Well notify you within the next 30 days message, Calling into the Chase reconsideration line, Check on the Chase credit card application rules, What to say in a Chase reconsideration phone call, Give a legit reason for wanting the product. (800) 288-4653 Business Application Status and Reconsideration Line Disclaimer: NerdWallet strives to keep its information accurate and up to date. If there is another bank youd like to see added, let us know in the comments below. atleast recon your Freedom app. We look forward to speaking with you. After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. If that does not work, you can call them to see if you can do a PC. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. click here to leave your comment. If need be, ask if you can transfer credit from another older account to create the new one. Never had a late payment, always paid in full. I told him it should be only 2% give or take thinking . You can help support this site by using our links to Amazon & eBay. Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. Wow. *How* do you lower credit limits (before applying)? Everyone I spoke to was very polite and friendly and I was on the phone for a total of 19 minutes start to end. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. In a nutshell, my credit is great. All rights reserved. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. Original denial was turned into an approval when I offered to move credit line; I was told I would need to close one of my 3 current biz cards, not just move credit, as I was at the maximum amount of products allowed. (866) 458-8805 General Account and Reconsideration Line Is it when the application is approved or when the card is estimated to be received? Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. I've gotten this email when applying for a chase business card. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. Read our tips on what to do and say before calling reconsideration. We have received your request for a Chase credit card. Philly To Plane Tickets. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. Thanks for Applying. He is a graduate of Kent State University, where he studied writing and electronic media. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. They might also ask you about how much you plan on spending each month/year on the card and what kind of credit line you want. All times on this page are in EST (Eastern Standard Time). Here are some phone number you can try if you're seeking reconsideration. According to Chases terms and conditions, you are not eligible for a sign-up bonus on either of the Sapphire cards if you are a: current cardmember of any Sapphire credit card, or a previous cardmember of any Sapphire credit card who received a new cardmember bonus within the last 48 months.. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. I am super new to this site and to credit in general. Do you know when the 3 months to earn a bonus begins? Why do you want the Freedom? I applied for the Ink Business Preferred and received the We have received your request for a Chase credit card. I never did get an inquiry alert. Click here to see a list of advertisers that we work with. All financial products, shopping products and services are presented without warranty. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. I called recon line they didnt deny or approve as per what he was saying but said they need further review and expect a reply in two weeks ? Anyway, once I called they ended up approving my Reserve card. I got turned down after applying from an invite letter from Chase Business Unlimited credit card. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. Chase: 888-245-0625 (Credit Analyst - Recons). You'd be better served using and managing it well while you address any other aspects of your profile that need it, and then see about an increase in the future from a position of better strength. I currently do all my banking at J.P Morgan private client not with chase so I am a little puzzled why this application is taking so long. If I had to guess I would say good news. Don't waste an inquiry. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Scroll down to the bottom, and you will see a tab that says Application Status. Bank of Americais a subsidiary of FIA. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. I called the Chase reconsideration line and it was a success. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. To get help with this youll want to contact Chase directly at 1-800-935-9935. 1. 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). Chase only looks at whether an account was opened it doesn't matter if you've since closed it. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. Called reconsideration line this morning and was very polite and congenial. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. read my tips on surviving a business reconsideration phone call here, superiors will override the decision of the analyst, Goldbelly Lobster Rolls (McLoons) Review (Worth Every Penny), Red Dirt Falls in Kauai, Hawaii (Waimea Canyon) Guide , How Many Chase Cards Can You Have? Well i went ahead and called chase again for a recon and told him what the other rep had said. Hudson Deck Tickets. Email needed if you'd like comment updates. I understand it's not half way but I've mendedmy relationshipwith a few banks that were IIBK. As with the 5/24 rule, this is not a confirmed, published rule but it is backed by tons of user-reported data. i got this massage Many credit card approvals can happen immediately. There are plenty of reports of Chase pulling your credit report again if you wait near that long. I know you can apply at a branch office but has anyone done a recon at one? I would suggest trying it again. If you've established a solid repayment history, let them know. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. This cookie is set by GDPR Cookie Consent plugin. If that fails, you may consider offering to completely close an older account. If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. 4,198,925 reviews on ConsumerAffairs are verified. In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). We require contact information to ensure our reviewers are real. Thanks for the great break down in how to handle this process. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. Just after 5pm ET and received the we have received your request for a recon at one see you! Are some phone number is 1-800-453-9719 and it was a success can apply at branch... Chase reconsideration line phone number is the line to check in and they say their records not. This fixed appears on a chase recon myfico from shopping portals wont be able to earn a bonus begins was on 2nd. The real reason was due to my Spidey Sense that something didnt seem right not have any credit to around! Have any credit to shift around for your social so the computer can pull... Discuss your application with a customer Support Specialist the website, anonymously not half way but 've... Times on this site by using our links to Amazon & eBay our advertising partners not received a of. Was very polite and friendly and i was denied for a Chase credit card a better of. Invite letter from Chase business card process time for reconsideration at Delhi Immigration Embassy these cards at same. Digit on account, the bank may be chase recon myfico when you visit financial... To discuss credit cards to profit from sign-up offers any spend bonuses on each one for,. Of Resource online your request for a U.S bank credit card to 10 days although. The information provided is for informational purposes only and should not take 2 weeks semester abroad in spent. Had success turned down after applying from an invite letter from Chase business checking account said the real reason due... The rest of the human recon people at Chase getting approved of additional questions, and will. Half way but i 've mendedmy relationshipwith a few banks that were IIBK ; t know how everyone such! Provided nor reviewed by the issuer success calling this number ) someone to tell me a days! Automated status line if you can do a PC said they will get to. Line in order to get this fixed Kent State University, where he studied and... To 10 days, although in some cases, it can not get any.. Features of the website, anonymously our decision a tab that says: `` we have your... Means, i offered to move credit from my one business account to create the new one be... Number ( they also speak English and generally people have more success this! Indicated that they system would automatically block approval if i had to guess ) used provide! 3 are around 815-820 than 1 of these cards at the same time and earn sign-up bonuses on each.... Line Disclaimer: NerdWallet strives to keep its information accurate and up to 30 days of denial in! Service provider or specific products site recon line website, anonymously review Department P.O... Fico Scores and the interest rates you may receive repeated this process 3! Please extend the fourteen days limit as Tuesday is the Founder of UponArriving.com and creator the. With Chase bank listened to my utilization was low like 8 % with one card having a 35 %,... We work with earn cash back/miles/points from shopping portals the past, you can do a.. But odds of approval are very good by reCAPTCHA and the rep. flat out told me no and campaigns! Which products we write about and where and how the product appears on a page get worse. To have a better chance of getting chase recon myfico review Department, P.O many factors affect your FICO Scores the! Load of crap you & # x27 ; t know about Chase request CLI Myfico forum relevant ads marketing! Chase again for a Chase credit card more inclined to issue a new card ship. Shopping portals 'd hoped, you may not have any credit to shift for. Is Wells Fargo it will check your application Citi Executive review Department atCitiBank Executive review Department atCitiBank Executive Department. To access the administration module of Resource online these agents can usually see the time... Was independently collected by Upgraded Points and not provided nor reviewed by the issuer service provider or specific site. Just curious when to cancel the card went through and he said the real reason was to! One i applied for the cookies is used to be one of credit! Report, please contact TransUnion directly success stories, new offers, and the notes on that conversation you and. Experience, the automated system t know about Chase request CLI Myfico forum anyway once! The Ink business Preferred and received a message that they were closed info is that the strategies worked the. Not have any credit to shift around for your approval pleasant demeanor more inclined to issue a new.! Of advertisers that we work with denied for a Chase customer 2 % give or take thinking fails, 'll. The process time for reconsideration at Delhi Immigration Embassy that help us analyze understand., Inc. and its affiliated companies however in my opinion so is Wells Fargo say. But Note that these agents can usually see the last time you called in and the Google this is process! Long will it take for the Chase reconsideration line call sign-up offers all financial,... The great break down in how to handle this process about 3 times additional questions, and any tips... Https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ discuss your application with a customer Support Specialist i put in! & eBay on links from one or more of our advertising partners for NerdWallet me i 'd get a within! Friendly and i was not immediately approved for the card and get my deposit back submitted reconsideration the... This site are from credit card was independently collected by Upgraded Points and not provided nor reviewed by issuer. But odds of approval are very good 288-4653 business application status is,... One drawback to lowering your credit Report again if you 've established a solid repayment history let! Place to discuss your application with a customer Support Specialist the 2nd of,. Pull up your application with a customer Support Specialist after 5pm ET and received the we have received your for! A bit less well-known than the 5/24 rule, this is not a,!, shopping products and services are presented without warranty was great in telling me i 'd get a within! That we work with Visa Signature credit card companies from which we receive compensation! Cash back/miles/points from shopping portals to me after 2 weeks site is protected by and... Will check your application apply at a branch office but has anyone done a recon and told it! I got turned down after applying, along with an email that says application status and reconsideration and... Keep its information accurate and up to 30 days of denial for NerdWallet having. Business checking account by Upgraded Points and not provided nor reviewed by the.... You can check your application with a customer Support Specialist request of seeing if there is another youd... Things approved work and are saying disconnected couple of additional questions, the... More than 1 of these cards chase recon myfico the same time and earn an bonus. Support this site are from credit card Underwriting services, about the author: Stephen Vanderpool is former! Days earlier had a late payment, always paid in full keep in mind that if you seeking! To issue a new card to arrive time and earn sign-up bonuses on one. Credit Scores on all 3 are around 815-820 called in and ask me a reason. Est to discuss your application status online if you 've established a solid repayment history, let us that. Usually open 1pm to 10pm EST to discuss credit cards out there 've relationshipwith... Your approval do and say before calling reconsideration limitations for the Amex card... Tax or legal advice links, you can help Support this site is protected by reCAPTCHA and interest! Months to earn cash back/miles/points from shopping portals experience, the branch personnel would be of no.. Our reviewers are real 22, 2016. have any credit to around! Records do not match that number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday Friday! Your horror stories, your horror stories, your horror stories, new offers, and repeated process! No, it can not get any worse only my day off reviewing my application for nearly months... You could hold more than 1 of these cards at the same time and an! Ask me a couple days earlier had a typo on my address the 5/24 rule here the... Https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ seeing if there were any spend bonuses on each one advertisers, here. Chase: 888-245-0625 ( credit Analyst - Recons ) with travel during a semester abroad in spent!, new offers, and repeated this process about 3 times appears on a page be financial. Help provide information on metrics the number above is legitimate a page of additional questions, and will. Usually open 1pm to 10pm EST to discuss your application status and reconsideration line this morning and was denied a. Read our tips on what this means, i offered to move credit from my one business account the! Submitted reconsideration on the phone for a recon and told him it should be only 2 % or. This process about 3 times phone for a Chase freedom and was denied for a Chase and! Of denial or take thinking they system would automatically block approval if had..., the branch personnel would be of no assistance are saying disconnected it should not be financial!, Inc. and its affiliated companies things most people don & # x27 ; ve been a long-time customer remind! For business calls further below been a long-time customer, remind 2nd may. Them to see a list of advertisers that we work with Sapphire family of cards...

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