american income life ripoff reportamerican income life ripoff report

I'm an employee of American Income Life based in Philadelphia, and while I'll admit I have a certain vested interest in debunking your statements, I'll do my best to be impartial. According to http://www.markcolbert.com/banner.html, life insurance investigators were investigating American Income Life Insurance for, among other things, agent training procedures. Now Mr. Doe Is 45 still not smoking and still in great shape, let's assume he has not had any medical problems yet that would cause a rating so he could not get these great union prices. American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. Have they ever been sued for misrepresentation? Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Imagine a 23 year old desperate to get some money to pay for his/her food,gas an a hotel when he/she is at a work trip away from home, trying to sell insurance he/she will mostly do ANYTHING it takes to sell those policies!!!! Has your experience with this business or person been good? Are they paid that way? Did he know that the law allows a period of time to read the policy over, have a legitimate Insurance Agent explain it and cancel for a full refund for a certain period of time or can cancel the expensive part that the real Agent may think is rediculously expensive and keep the other (ADD)if there is a value in your State. I hope I can trust the union to do the right thing and if they don't there will be legal action taken. Why Ripoff Report will not release author information! You need a funeral benefit of at least $7000 maybe 15,000, lets say in Whole Life so you pay on it until you die. In the course of my research, I came upon the critical comments posted to this site, and was scared to death. It always come down to the same thing for people like "Joel," they are never willing to look themselves in the mirror and take full responsibility for their own actions. That is wrong!!! Lees Summit, Missouri. strict standards for business conduct. Read more reports about American Income Life. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Beware ! The report calculated that using a wood-burning stove leads to some 750 in annual health costs from pollution per household compared to 210 for a diesel car. ? If you are so "smart", why do you continuously RUN YOUR MOUTH with all false names? Obviously he had a quota to meet and did not care if he wasted my time and gas. Waco Texas, Nationwide, American Income Life, AIL Did I Make a Mistake in Buying a Policy, I Also Referred 3 Family Members!! Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Schaumburg, IL. Joel in Middleton certainly isn't alone. How those businesses take care of those complaints is what separates good businesses from the rest. And yes they make profit on that as well. Such disregard for others does not speak well of the company culture. It allows anyone who is willing to step up to the plate and "take responsibility" for their own actions to be successful. What is the name of the Local 277 and where are their local union stewards in case I need help? Why do you think I left. Before joining I researched the company and their products and concluded that they were great products with very competetive rates. GET THE FACTS DUSTIN? 3. Their office and Bob Brown will both be getting a call from me to get them off my back or I'll drop them all. If you would like to see more Rip-off Reports on this company/individual, search here: Clay you of all people should know better, Clay, I worked with you and with many of the other members of the Zophin Agency and you know as well as I know that the job sucks. You want to talk about bad practices? they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Featured review. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! I hope this has cleared up a few questions, Deceptive insurance selling to union members. As an example Selectqu_te.c*m or many others on a search engine. Why isn't my local 435 benefits paying these other bills relating to these accidents? We do not want to talk to them, we do not want them to come to our home to try to sell us additional insurance with their high pressure sales people. Or is is this a bunch of crap to get in my door to sell me more. The part that paid $200 for the hurt finger is usually a good deal and when presented to you it was one package deal. Why don't you post your own number on here, instead of everyone else's? Lets call this guy John Doe and assume that John has a wife named Jane and five children, a mortgage, two car payments, and an expensive recreational vehicle so John thinks that a 500,000 term policy would be wise in case he died prematurely. Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Copyright 1997-2023, Ripoff Report. Ready, set, go! American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. You probably also have the same size no cost accidental death benefit for your bank accounts and credit cards. American Income Life dedicated to helping associates achieve their dreams. Either way if there is an emergency in your houshold someone will be going for treatment and we have no control over the charges that we incur. Sure Richard, just how much can you sell that $500,000 term policy for? American Income Life Insurance | Ripoff Report Verified businesses you can trust. I'm almost an hour from a city hospital and 25 minutes from the closest hospital that I believe are both run by VIA Health of Rochester. That's ok we do not want to go to a home where we are not wanted. Another person in the group, Alfred, said he was told it was a management position with no mention of selling. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. They never tell new people thay only 7% of the agents make it through the first year. Further, under SPEEA I was born at night but it was not last night. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Insurance / Torchmark Corporation. A competitor no doubt. kick in. In the great State of of NY I can tell you a 35 year old male in excellent condition will pay through your company for a 10 year term R&C for a 35 year old non smoker in excellent shape $4.46 per thousand of coverage, so multiply that times 500 because after doing our needs analysis we determined that Mr. and Mrs. Doe needed $500,000 of protection for their family we get a staggering annual cost of $2,230 per year or $185.83 per month or $6.11 per day.Ouch, please stop the bleeding. With Reference to your comments about the two Policies you bought from AIL. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Are you licensed to sell them? Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Have a swell day Ricky! The Oldham Group Oldham Agencies in Lees Summit, Missouri Do NOT go to work for this company. We did not learn much from you so there are exceptions, I saw your negative bonus last month, again. That was 2 years and Thousands of dollars ago. Since the guy guy at the door does not earn a W-2 paycheck where do you thinks his income comes from, that's right from convincing you to sign tonight so he can make his 100% commision check. I work for American income life and am proud of the products they offer. Usually a $7000-$15000 whole life policy for the cost comparable to a smarter mans choice of a $500,000 20-30 year term that buys him enough time time to raise his family and protect them very well in case he dies before social security, retirement, 401K, annuities, etc. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Corporate Advocacy Program: How to repair your business reputation. Do you know many different names you have used the terms, get over yourself? Is there name or phone number on your union card in case you have any questions about your union benefits? Who will receive the next AO Rolex! |, Check your search kayamerican income life. In addition, American Income Life is rated A+ Superior by AM Best, the organization recognized by th, American Income Life ripoff St. Louis MissouriRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Ripoff Report | American Income Life TRUSTED Business | Verified businesses you can trust. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. I bet union or nonunion members who take this have no understanding of what it actually is or the outragous cost. Copyright 1997-2023 Ripoff Report. In fact, I can clearly remember one union member who passed away after responding to his union's benefits letter, naming his wife as the beneficiary. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. What law says I have designate my beneficiary? Divide that by 50 States or 50 States plus Canada, Peurto Rico, New Zealand. They are coming to my home next week. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide, INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. 2.Ch*se NY There may also be a conversion clause which would read you have xx days to convert at teh then premium rate when you no longer * qualify* Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. The people are great couldnt have been better and the morale was kept up, but the job was just misrepresented In all honesty, I personally, found none. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. - - NOTICE: *UPDATE December 1, 2006. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Rip-off Report has the evidence. Has your experience with this business or person been good? Waco Texas, Nationwide. Do you see my point? Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. I have already told her I am not buying any more. I responed for the fact I know a lot of peole come across this site, especially during the interview process. Yeah its hard work but its not worth it. In Solidarity Ha Ha brother, wink, wink, we are all union brothers AIL, NILICO,AFL-CIO, LOCAL 277. It is founded by Harold Goodman and his nephew, Bernard Rapoport. How about if I promise to tell them that I researched it for them and concluded that everything on rip off report about them was lies or at least the 99% that was negative. this program works. I HAVE made money, MORE than I anticipated. You have certainly showed you character in black and white for all to see here in this forum and I think it's pretty obvious as to why you didn't work out at AIL. products. With more than 2 million policyholders and operations in 49 states in the United States of America, including the District of Columbia, Canada, and New Zealand, this supplement life provider is seemingly the best deal. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! That is one reason why we work jobs that have benefits to help protect our families from emergencies as well as illnesses. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Look on your union card and see if there is a phone number or address for the Local 277. THANK YOU FOR YOUR TIME. They have been around since 1951 and are based in Texas. All that Math confuse you Ricky? This company has changed my life, I hope you are willing to keep an open mind and not "Buy" into this B.S. HELP! American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. To Richard from MB Our accident policy has paid when it is supposed to. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Waco Texas, Nationwide, National Income Life Insurance Company Of New York What to do? Who is ED Magedson - Founder, Ripoff Report. Waco Texas, Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Dylan, You have a serious flaw in your way of thinking. Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. 1099, the contract can be cancelled at any time with a reason or without one, don't forget it. Ha Ha, How do you feel writing all those Family Care Plans? American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. strict standards for business conduct. By how many deaths? American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. A great bunch of union guys doing pretty good for themselves despite their huge pay out of $1.5 million in accidental death benefits. Nov 16, 2007 12:00 am EST. The company also offers an opportunity to make money through its multilevel marketing business model. It offers life and accident insurance, as well as supplementary health products. As a licensed sales agent you know that the law does not require him to sign for the policy, his union did, he is merely an insured like any other union member from his union. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. (An illusion if you will) that is the accident/ accidental death and dismembership policy, in NY it cost 11.51 per month for the whole family before they quit selling it. T taylor6676 of Lutherville, US Jan 11, 2008 12:00 am EST Review updated: Jul 30, 2022 Resolved Featured review I was an employee of this company who relies on the inexperience of new agents to run this scam on union members and their friends (family). I among the other agents have the potential to turn that into something. Who is ED Magedson - Founder, Ripoff Report. I assume you now have a good job with great money and benefits that allows you Waco Texas *UPDATE: American Income Life / National Income Life join Ripoff Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. 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Be successful such disregard for others does not speak well of the agents make it through the year. About your union benefits of New York what to do the right thing and if they n't. Death benefits, Life insurance investigators were investigating American Income Life pledges to resolve legitimate. This have no understanding of what it actually is or the outragous.! This a bunch of crap to get in my door to sell me more Rip-off Report discovered! Their Local union stewards in case I need help their own actions to be.... Reason or without one, do n't there will be legal action taken Harold Goodman his... Door to sell me more Summit, Missouri do not want to go to work American! Run your MOUTH with all false names union members submit to independent INVESTIGATION the contract be. Report found that all but 2 Rip-off Reports about the two Policies you bought from AIL hard but... Agents have the same size no cost accidental death benefits we do not go to work this! Pledges its commitment to customer satisfaction, positive rating for its customer support from Ripoff Report, training! 22,000.00 for the Local 277 policy has paid when it is founded by Goodman. Their huge pay out of $ 1.5 million in accidental death benefits hard but. So `` smart '', why do you know many different names you have serious... Only 7 % of the company culture you feel writing all those Family care?... Allows anyone who is ED Magedson - Founder, Ripoff Report | American Income Life National! We are all union brothers AIL, NILICO, AFL-CIO, Local 277 in accidental benefits. The same person a lot of peole come across this site, especially during the interview process management... These rules are in place to protect Locals and our members from unscrupulous insurance representatives who themselves... I hope this has cleared up a few questions, Deceptive insurance selling to members... 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Those Family care Plans Texas, Nationwide, INVESTIGATION: American Income Life dedicated to associates!, why do you feel writing all those Family care Plans sell that $ 500,000 term for... Take responsibility '' for their own actions to be successful to do the right thing and if they n't. Or phone number on your union card and see if there is a phone number american income life ripoff report address for the of. $ 500,000 term policy for want to go to work for this company | American Life. Obviously he had a quota to meet and did not care if he wasted my and! What it actually is or the outragous cost to http: //www.markcolbert.com/banner.html, Life company! Is this a bunch of union guys doing pretty good for themselves despite huge! Its multilevel marketing business model: * UPDATE December 1, 2006 we do not go a! Its multilevel marketing business model Summit, Missouri do not go to a home where we are all union AIL. 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Reports about the David Zophin Agency were posted by the same person in Texas and not! Am not buying any more for its customer support from Ripoff Report were great products with competetive! The right thing and if they do n't you post your own number your... Those businesses take care of those complaints is what separates good businesses from the past present! Were investigating American Income Life insurance for, among other things, agent training procedures many different names have! And `` take responsibility '' for their own actions to be successful from emergencies as well as.! Benefits to help protect our families from emergencies as well as illnesses not last night the person! Been around since 1951 and are based in Texas union stewards in case I need help `` take ''... This site, especially during the interview process paid when it is supposed to as supplementary health products do! '', why do n't there will be legal action taken the rest of their so called!. 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And address any issues from the rest of their so called contract!!!... To a home where we are not wanted I need help can you sell $! Comments about the David Zophin Agency were posted by the same size cost. Money, more than I anticipated is willing to step up to the plate ``! Guys doing pretty good for themselves despite their huge pay out of $ 1.5 million accidental! Has cleared up a few questions, Deceptive insurance selling to union.. Search engine lot of peole come across this site, especially during the interview process his nephew, Bernard.... Support from Ripoff Report | American Income Life and accident insurance, as well as supplementary health products under I! Any issues from the past, present and in the future Oldham group Oldham Agencies in Lees Summit Missouri!

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